Real estate appraisal services for homeowners in the city of Lakewood Ranch and Manatee County

The top seven reasons FL homeowners hire Property Appraisals & Research, Inc. (941) 400-8856:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To cut their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Own a home in or near Lakewood Ranch, FL and need help determining the value of it?
Contact Property Appraisals & Research, Inc. (941) 400-8856.

At Property Appraisals & Research, Inc. (941) 400-8856, we understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Property Appraisals & Research, Inc. (941) 400-8856 is experts in helping customers just like you get rid of unwanted PMI insurance.

Challenging Manatee county's assessment of your property

If you live in an area that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Property Appraisals & Research, Inc. (941) 400-8856 is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Property Appraisals & Research, Inc. (941) 400-8856 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Property Appraisals & Research, Inc. (941) 400-8856 can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.